SplitMate
Privacy policy
SplitMate (“the app”) is made by Monster Techno. This policy explains what the app does with your information.
The short version
SplitMate has no account, no ads and no analytics of its own. Your trips, members, expenses, contributions and settlements are stored only on your phone.
Data stored on your phone
- Trip records you enter: trip names, member names, amounts, notes, categories and dates.
- Optional trip places: if you turn on “Trip locations”, the app notes the approximate town you are in (rounded to about 1 km), only while the app is open. Places are deleted 90 days after a trip is archived, or when you tap “Clear”.
This data is included in your phone's own Android backup (for example Google One backup) so it moves to a new phone. You control that backup in your phone's settings.
Data that can leave your phone
- Online map shapes (optional, off by default). When turned on, the name of a place the app already recognised (for example “Calangute, Goa, India”) is sent to OpenStreetMap Nominatim to fetch its outline. Your trip names and member names are never sent. See the OpenStreetMap Foundation privacy policy.
- Online voice input (optional). If your phone can't recognise speech on the device and you agree to the in-app notice, the audio you speak is processed by your phone's speech service (usually Google) to turn it into text.
- On-device AI and translation downloads. Smart features use Google ML Kit. AI models are downloaded from Google, and ML Kit sends Google basic diagnostics (device model, OS version, app version, feature used, error codes) to keep these features working. Your trip records are not sent. See ML Kit's data disclosure.
Permissions
- Location (approximate): only for the optional trip map, only while the app is open.
- Microphone: only while voice input is listening, after you tap the microphone button.
- Notifications: trip-in-progress card, daily check and settle-up reminders.
Children
SplitMate is not directed at children under 13.
Deleting your data
Delete a trip in the app, or uninstall the app to delete everything on the phone. Because there is no account, we hold no copy of your data.